Self Employed - Get a MORTGAGE just using BANK STATEMENTS - call 800 315 8803 - Offered Nationwide! in Little Rock, Arkansas For Sale
Type: Financial, For Sale - Private.
80% LTV STATED loans are now available owner occupied, second homes and investment properties Nationwide. Call 800 315 xxxx or visit www.bartprequalifies.com today to start and application!
Our MINIMUM loan amount for a STATED LOAN is $200,000 or 200K.
We offer STATED LOANS AKA light doc, bank statement loans, self - employed loan, or low doc loans NATIONWIDE. Please feel free to contact me at 800 315 xxxx, visit me at www.bartprequalifies.com or email me your questions at bart@bartprequalifies.com
If you are self-employed, work as a freelancer or own a small business, you may not have the pay stubs or tax return(s) required to secure a TRADITIONAL mortgage. The inability to be able to provide pay stubs and or tax returns to an underwriter, can cause you to be turned down for a TRADITIONAL mortgage. Despite what you might have heard there are still alternative financing options, for a home loan.
A Stated Income Loan is a loan program that does not require borrowers to document their source of income to the lender. Self-employed borrowers are not required to provide tax returns or IRS tax returns. Borrowers are able to just state their income on the loan application and rely on their credit score, bank statements, assets, and occupation type for approval.
Our stated guidelines are more flexible than a traditional mortgage; however, since there were so many defaults in the past, we have had to tighten our guidelines for this loan program. Currently, a borrower will need to put down at least 20% for a purchase; or have at least 20% equity for a refinance (80% LTV). The minimum loan amount for this program is $200,000
Borrower approval is based on credit, employment, income that is stated on the application and verifiable assets to support the income that is stated. We will also review 3 ? 24 months of bank statements. This program is only available to the self employed.
To apply for a stated income loan, please call us at 800 315 xxxx or visit www.bartprequalifies.com or email me at bart@bartprequalifies.com